About Pikt

The site already tells the truth. Someone has to record it.

Construction insurance runs on a picture of the site that is almost always out of date. Modern sites, meanwhile, produce a continuous stream of reality — cameras, capture, sensors. Pikt exists to close that gap: to read what is already there and record it as evidence the industry can trust.

Why we built it

A stale risk picture is expensive for everyone.

Risk engineers can only visit so often. Adjusters spend the first weeks of a claim reconstructing a past nobody recorded. Neither is a failure of skill — both are failures of information. The reality of the site exists; it just never reaches the people who carry the risk in time to matter.

2026
Founded to bring reality-driven intelligence to construction insurance.
London
Built in the London Market for risks globally.
Open
The RDI framework is published openly, not locked to one vendor.
Evidence
We record data and present evidence — no opinion, no advice, just facts.
The RDI framework

Reality-Driven Intelligence.

Pikt is built on a simple three-part idea. Start with reality, interpret it honestly, and turn it into action — keeping the evidence intact at every step. It's the spine of the product and a framework that is published openly.

01 · Reality
Read what is actually there
  • The tech already on site
  • Continuous, not periodic
  • No new hardware
  • Captured with consent
02 · Interpretation
Turn signal into meaning
  • Compare model to reality
  • Detect and rank change
  • Against your parameters
  • Explainable, not opaque
03 · Action
Record evidence to act on
  • Timestamped & attributed
  • Chain of custody intact
  • Ready for the file
  • Decisions stay with people
What we hold to

Principles, not promises.

Evidence over opinion

We record; we don't advise

Pikt presents what the site shows, with the source and timestamp attached. The judgement — to price, to bind, to settle — belongs to the professionals who carry the risk. We never substitute for it.

Consent first

Nothing is read without permission

We connect to a site only with the insured's explicit, scoped and revocable consent — recorded against the exact wording shown. Reality-driven does not mean surveillance.

Open framework

Not locked to one vendor

The RDI framework is published openly. Pikt reads the tools a site already runs rather than forcing a stack on it, because trusted evidence shouldn't depend on who built the camera.

Proportionate

Cost follows value

Priced as a slice of a fee you already pay, capped and proportional to the project. We'd rather be obviously worth it on every programme than expensive on a few.

Scope

What Pikt is — and isn't.

Pikt is
  • A record of site and document reality
  • A reader of the technology already deployed
  • A source of timestamped, evidenced data
  • A shared picture for the whole insurance chain
  • A feed into the systems the market already runs on
Pikt is not
  • An insurer or adjuster
  • A source of insurance advice
  • A new camera or sensor to install
  • A decision-maker on cover or claims
  • A rival to placing, pricing or claims systems